Medicare Benefits You May Not Know About
November 1, 2023 | Kathy Ingulsrud
Medicare is a federal health insurance program designed for seniors and individuals with qualifying disabilities, that offers a wide array of coverage benefits. In the complex landscape of medical insurance, understanding every facet can be challenging. Medicare does provide several lesser-known coverage benefits; in this blog, we’ll highlight those benefits to ensure you are getting the most out of your Medicare coverage.
Lesser Known Medicare Benefits:
Preventive Services
Medicare covers many preventive services and screenings. From annual wellness exams, diabetes screenings and cancer screenings there are several health screenings and preventive services that are covered by original medicare and supplemental Medicare coverage.
Read More: Will Original Medicare Meet My Coverage Needs?
Telehealth Services
Recently, telehealth services have become more common and a very useful service. Telehealth can be an efficient and effective way to receive professional medical services especially for those that may have difficulties traveling to and from medical facilities.
Home Health Care
Many individuals are not aware that Medicare covers some home health care services for those that are homebound and in need of therapy or skilled nursing care.
Wellness Programs
More and more medicare advantage plans are offering wellness benefits including gym memberships and virtual wellness classes to promote a healthy lifestyle for seniors.
Does My Medicare Plan Cover a Fitness Membership?
Hospice Care
Not everyone on Medicare realizes that hospice care is a covered benefit. Medicare Part A covers hospice for those that meet certain criteria. Find out more about hospice benefits through Medicare.
Chronic Care Management
For those who are dealing with a chronic medical condition such as arthritis or diabetes, Medicare provides assistance in managing conditions through care coordination and support.
Transportation Services
Some Medicare Advantage plans include transportation benefits that provide non-emergency transportation services for medical appointments. To find out if your Medicare Advantage plan covers transportation services, reach out to your insurance carrier or talk to an agent.
Nutrition Therapy
Medicare covers medical nutrition therapy services to those with diabetes or kidney disease. This benefit will cover an initial assessment of your nutrition and lifestyle, individual/group nutritional therapy for diabetes management, and follow-up visits to track your dietary progress.
If you have questions about coverage included in Medicare, Twin City Underwriters can help. Contact us today to find out more about your Medicare options.
Choosing a Medicare plan can be difficult. Twin City Underwriters helps Medicare recipients in Minnesota, Wisconsin, North Dakota, South Dakota, Iowa and Florida find the Medicare plan that meets their unique needs. Schedule a one-on-one meeting with one of our Medicare insurance brokers to get your questions answered!
Do you need help with Medicare, insurance and health plans? Explore your options with Allina Health Aetna, BlueCross BlueShield of Minnesota, Medica, UCare, United HealthCare and more. We work with you to find the best plan for your needs and budget. Contact us today to get started.