How to Choose the Best Travel Health Insurance Plan for Your Needs
October 8, 2024 | Marcia Pruitt
A common goal among individuals, young and old, is to travel. Traveling and exploring new destinations is an opportunity to witness new sights, enjoy new experiences, and immerse ourselves in diverse cultures. When planning your next big adventure, there is one aspect that is often disregarded – medical insurance. When traveling, especially internationally, your existing health insurance may not cover medical services or procedures that take place during your travels. In this article, we’ll explain why this is so important for personal well-being and financial protection and how you can choose the best travel health insurance for your needs.
What Is Travel Health Insurance?
Travel health insurance, also referred to as travel medical insurance, is a type of insurance policy designed to cover medical expenses and emergency medical treatment while traveling. It provides coverage for various medical-related incidents such as illness, injury, hospital stays, and emergency evacuation, among other benefits.
What’s the Difference: Travel Insurance and Travel Health Insurance
Travel insurance provides coverage for travel-related issues like trip cancellations and lost luggage. On the other hand, travel health insurance specifically covers medical-related situations, including access to medical care, emergency medical treatment, and unforeseen evacuations.
Choosing The Best Travel Health Insurance
Travel health insurance can offer peace of mind for travelers, knowing that they are protected in case of unforeseen medical circumstances while away from home. Fortunately, travel insurance comes with a relatively small price tag, especially compared to international medical bills that could cost hundreds of thousands of dollars.
Knowing what insurance company and travel health insurance policy type is ideal for your unique needs and travel situation isn’t always the easiest thing to do. This is why working with an insurance broker can be such a benefit to making the right decision. An insurance broker can help you look at multiple policy options, understand the benefits and limitations and make a well-informed decision tailored to you.
Are you an older adult planning your next trip?
If so, here are some hand-picked resources for you:
5 Travel Tips for Older Adults
Traveling with Medicare Advantage: What You Need to Know
Traveling with Original Medicare and Medicare Supplements
Choosing a health plan can be difficult. Twin City Underwriters helps individuals find insurance plans that meet their unique needs. Schedule a one-on-one meeting with one of our travel coverage insurance brokers to get your questions answered!
