5 Reasons to Buy Life Insurance

March 4, 2021 | Kari Mellone

When you’re healthy, life insurance can seem like an unnecessary expense. However, as we’ve all learned over the past year, health, safety and stability are incredibly tenuous. It only takes one illness or accident to completely change your life’s trajectory, with your family left unprepared. This is just one of many reasons to buy life insurance.

Interested in life insurance but not sure where to start? Download our free life insurance basics e-book.

Reasons to Buy Life Insurance

Income Replacement:

One primary goal of life insurance can be to replace an income after a death. This allows family members to continue paying the bills and maintain current lifestyle.

Debt Coverage:

If you have outstanding financial obligations, such as a mortgage, car loan or credit card debt, your family can use the proceeds from your life insurance policy to pay off those items.

Final Expenses:

Funerals often cost thousands. Without life insurance, your family may be unable to pay for those final expenses, potentially putting them into greater debt.

Peace of Mind:

Buying life insurance will give you and your family peace of mind, knowing they are prepared in case the worst happens.

Better Coverage Now:

By signing up for life insurance when you’re young and healthy, you will get lower rates. If you wait until you’re older or ill to buy insurance, you may have a tough time getting coverage at all.

If you’re ready to buy life insurance, or if you have questions about life insurance plans and options, sign up for a free life insurance webinar or contact one of our experienced insurance agents.

It can be difficult to figure out which life insurance plan is right for you. Working with an insurance broker can help you cut through the noise and find a plan that meets your needs. Schedule a one-on-one meeting with one of our insurance brokers to get your questions answered!

We offer a variety of life insurance and Medicare information meetings as webinars each month. To join a meeting check out our event calendar and take charge of your insurance decision process. If you have any questions about signing into a Zoom webinar, please contact us for support.