Helping a Parent with Medicare Coverage
July 7, 2022 | Kari Mellone
Caring for aging parents can be stressful and overwhelming. Focusing on what you can control and where you can receive support in this situation can help lead to a better outcome. When supporting an aging parent, it is important to keep in mind that you are not alone.
Although it can be difficult for everyone involved, the best way to support an aging parent is by having a meaningful conversation with them and determining their exact needs. They may be resistant initially, but if they are not in danger, taking the time to have multiple discussions can make any transition more manageable.
It may be helpful to complete an Authorization to Disclose Personal Health Information form. This is a form for your parents to complete so that you can help on their behalf with Medicare. Keeping the lines of communication open between all parties is essential to successful planning and decision-making.
How to Help a Parent with Medicare
It can be a lot of information to process when it comes to supporting your aging parents in their healthcare decisions. Senior health insurance and Medicare can be confusing. Finding a sound plan for your parents can present a lot of pressure to ensure all their medical needs are met.
Knowing what Medicare is and how it works is helpful to support your parents in these decisions. Attending a free Medicare 101 educational presentation can help you get a better understanding. At Twin City Underwriters, our Medicare seminars cover enrollment timelines, how to apply for Medicare, the different parts of Medicare, what is covered and more!
Establish the Needs of Your Parents
What types of benefits are needed when it comes to healthcare? What is important to them? Communicate with your parents so they feel like you are helping them, and they have input on the decisions being made.
It is becoming more and more common for adult children to help their parents make these crucial decisions. By having an experienced licensed agent at your side to assist in navigating all the Medicare health insurance options, you can have more peace of mind in these decisions.
Contact Twin City Underwriters with your Medicare questions at any point in this process. We have a team of agents that can help answer your questions. As insurance brokers, Twin City Underwriters represents multiple insurance companies. We can help you look at options and you can choose the one that suits your needs.
When helping parents who are losing their independence, it’s easy to feel guilt that you are not doing enough. Know that what you do matters, and reflect on how much you have helped and provided to them. Be sure to take adequate time to care for yourself and avoid burnout. Getting caught up in these challenging times can be easy. Take each day as they come and celebrate the positive moments.
Want to learn more about Medicare? Sign up for a FREE Medicare informational session and get all your Medicare questions answered. Online and in-person options are available.
Choosing a Medicare plan can be difficult. Working with an insurance broker can help you find a plan that fits your needs. Schedule a one-on-one meeting with one of our insurance brokers to get your insurance questions answered!
