Are Dental Services Covered by Medicare Advantage Plans?
August 3, 2023 | Todd Lewison
If you are starting Medicare or considering changing your current Medicare plan, you may be wondering what coverage is available and how plan benefits differ from one plan to the next. A common question among those looking for Medicare health coverage – ‘is dental covered’? In this blog, we’ll review dental coverage in Medicare plans in detail and what you can expect with your plan selection.
Does Medicare cover dental services?
An important fact to address is that original Medicare does not cover most basic, preventive and comprehensive dental services. As the need for dental care generally increases as we age; most Medicare recipients consider enrolling in additional coverage that provides a dental benefit.
Medicare Advantage dental coverage
Each insurance company and every Medicare plan can be different, as well as the coverage they provide. Medicare Advantage plans are offered by private insurance companies approved by Medicare. These plans provide coverage for your approved Part A and Part B coverage; in addition they may also cover prescription drugs as well as extra benefits not covered by Medicare such as dental. The dental benefits of Medicare Advantage plans can vary significantly from one plan to the next. Some may provide preventative care, such as routine exams and cleanings, while others have more comprehensive coverage. Others may provide an annual allowance that can be used for dental services.
Dental Coverage for Medicare Recipients
Working with an experienced Medicare insurance agent can help you understand what’s covered and what’s not and determine what coverage is suitable based on your individual needs.
Other dental coverage options
If you are not on Medicare or if it’s determined that a Medicare Advantage plan is not the right fit for you, there are other options for dental coverage. These other types of dental coverage could include traditional dental plans, discount plans or an in-house dental plan provided by licensed dental offices.
Find Out More About Dental Insurance
If you have questions about dental coverage and Medicare, Twin City Underwriters can help. Contact us today to find out more about your options.
Choosing a Medicare plan can be difficult. Twin City Underwriters helps Medicare recipients in Minnesota, Wisconsin, North Dakota, South Dakota, Iowa and Florida find the Medicare plan that meets their unique needs. Schedule a one-on-one meeting with one of our Medicare insurance brokers to get your questions answered!
Do you need help with Medicare, insurance and health plans? Explore your options with Allina Health Aetna, Blue Cross/Blue Shield of Minnesota, Medica and UCare. We work with you to find the best plan for your needs and budget. Contact us today to get started.
