Twin City Underwriters was founded in 1968 by Robert Peterson. At the time, a primary focus for the company was helping individuals in the Twin Cities area with their life insurance needs. The services that Twin City Underwriters provided to Minnesotans evolved, and the company would soon become a beacon for those in need of support with Medicare, long-term care and other insurance needs. In 1996, Robert Peterson’s son Tom Peterson and wife, Cindy Peterson, became owners of Twin City Underwriters. In the past nearly 30 years, they have grown the organization into one of the Midwest’s largest independent insurance companies. Today Twin City Underwriters serves Minnesota, Wisconsin, North Dakota, South Dakota, Iowa and Florida.

There are ways Twin City Underwriters operates that sets them apart from other insurance agents and agencies.

Twin City Underwriters Mission

Twin City Underwriters’ mission has three components:

• Help individuals make educated decisions regarding their Medicare Insurance needs.
• Maintain long-term relationships with clients to keep them informed of changes in plans and to respond to their changes in life.
• Create a professional environment for employees and agents designed to help them fulfill the other two components.

The TCU Difference

Twin City Underwriters, in all situations, puts the needs and well-being of their clients above all else. Twin City Underwriters is an insurance brokerage and represents over a dozen different insurance companies so clients have options. Unlike most other companies in the industry, Twin City Underwriters does not pay its agents and employees by commission; rather, every staff person is paid a salary and is never swayed or influenced in what plans to present to clients. Additionally, Twin City Underwriters is one of the only independent agencies in the area with a dedicated onsite client service team. Twin City Underwriters does not just sell you an insurance policy; they take time to understand your unique needs. With this information, they inform you of your options to choose a suitable plan for each individual. Furthermore, Twin City Underwriters stands by their clients and provides year-round support and guaranteed annual reviews.

Over the years, Twin City Underwriters has grown significantly, with nearly 20 employees and three permanent office locations. In the past decade, Twin City Underwriters developed their proprietary SurePlan® Medicare System, which provides clients with the highest standard of excellence. The unique process of the SurePlan® Medicare System, along with ongoing client service and the ability to provide quality information, creates lifelong partnerships with clients.

From the beginning, Twin City Underwriter’s president Tom Peterson would bring a professional yet light-hearted approach to the often complex topic of Medicare. The enthusiasm he conveyed was contagious to clients and employees alike. As a result, in 2021, the formal introduction of a long-lived Twin City Underwriters concept was shared with the world. Fun with Medicare™, an initiative by Twin City Underwriters, would make Medicare information accessible and understandable to all. The Fun with Medicare goal is simple: TCU wants you to understand Medicare, get the right coverage for your needs and maybe have a little fun along the way.

For over 50 years, Twin City Underwriters has provided an unsurpassed level of guidance and support, assisting clients in making insurance decisions. They are highly praised by clients and the insurance companies they represent. Twin City Underwriters is a trusted source of information and guidance regarding Medicare, annuities, dental insurance, individual health insurance, group health insurance, life insurance, travel, and long-term care options.